Liability insurance protects against the aftermath of an accident that directly results from using your recreational equipment. Learn how this type of coverage can benefit you while using your equipment.
Unforeseen Incidents
Using recreational equipment poses many risks. Even if you use it correctly, it may malfunction, and you may lose control.
The loss of control could be due to uneven terrain or inclement weather. An injury or damage may be evident due to an accident. You may be found at fault. If so, you would be liable for legal costs, medical injuries, and property damage mitigation efforts.
Liability Insurance Protection
The amount of liability protection you choose can be based on the type of recreational equipment you own, the frequency in which you use the equipment, and your skill level.
You may also want to consider the equipment’s overall value and any associated risks. For instance, if you plan to use recreational equipment in a populated area, the risk of an accident may be moderate.
You can purchase liability insurance and increase the coverage in the future if you choose to do so. There isn’t a set amount of coverage that you will have to acquire. If you own multiple pieces of recreational equipment, you can obtain liability coverage for each piece of equipment.
Contact An Agent Who Serves Littleton, CO
Contact one of our Front Range Insurance Services agents if you have any questions about recreational insurance. The agent who assists you will provide guidance and update your recreational insurance policy if you want more liability coverage.
