Seasonal upgrades to your property may require you to increase your home insurance coverage. Review the seasonal upgrades below. They will familiarize you with some seasonal modifications that would require more coverage.
Water Features
A new pool, pond, or fountain should be added to your existing home insurance policy. Adding a water feature to your property may be a big investment. It can also become a liability.
Liability protection for a new pool, for example, will cover accidents that occur in and around the water feature. Damage to the new water feature may also be covered.
Irrigation System
You may benefit from an irrigation system during the spring and summer. After installing an irrigation system, the risk of damage to your property increases.
Even though you may intend to use the irrigation system exactly as the manufacturer outlined, you could encounter an issue that results in water damage to your property. Adding the new irrigation system to your home insurance policy will protect your residential property.
Landscaping Essentials
New landscaping materials will beautify your property and make it more accessible. You may tend to complete landscaping projects at various times throughout the year.
Because of the diversity of the projects, you may need more insurance coverage during specific seasons. Coverage will protect the plants, bushes, gardening tools, and machinery that you own.
Contact Front Range Insurance & Financial Services
Your home insurance policy should be reviewed each season. If you tend to make changes to your property on a seasonal basis, it will benefit you to consult with a Front Range Insurance & Financial Services LLC advisor. One of our agents, who serves Greeley, CO, will discuss your home insurance coverage with you.
